Our offer on the house was accepted Friday night! Ahh....I'm nervous and excited and scared all at the same time. We had a good feeling it would be accepted because we knew we put in the highest offer- just a bit above the other offer. But the sellers were slow getting back to us, so I was worried that they were accepting additional offers or deciding to make us bid against the person who made the 1st offer. DH and I already agreed that the offer we put in was our best and only offer. We weren't going to raise it or try to bid against another. So when we heard they accepted, I was actually a little surprised. And then nervous. Oh no. This might really be happening.
They countered with a slight change in the closing date and wanting to remain in the home for a few days after closing, so they could get their things moved out. We could have not accepted the counter and walked at that point, which is really what I wanted to do. Just run away from it all and go back into my little quiet, happy place that doesn't require any more change. DH and I had a few intense conversations, and we finally agreed to move forward, with the agreement that we would walk if too many things came up from the inspection.
I actually came to the realization that I needed to trust my husband more (and God, too) and not be the one to always call the shots or us constantly doing things in my timing or according to my comfort level. I was feeling extremely uncomfortable with the fast timing of everything, but I realized my discomfort was due to me not being in control (I am a control freak). And sometimes it's ok to not be in control because it means I need to trust more and not rely on my own devices as much. And that is a good thing to practice...trusting God and others more.
After I made those observations of myself, and after DH and I talked, I finally felt at peace about the whole house situation. What a relief that was. I had so much anxiety covering those few days, I didn't know what to do. Things didn't feel right; I didn't feel right, yet wasn't sure why or how to proceed.
I went from waking up that first morning after our offer was put in hoping that they didn't accept it to starting to get excited that things will work out. I'm actually starting to be able to see us living in that home. That makes me excited but also nervous now because it means I'll be disappointed if we have to walk away from the deal.
Our home inspection is on Thursday. We're also having a roofer come out, someone with pest control, and a land survey done. All of our loan documents are already to the lender and we locked into a 3.375%/30 year mortgage or 2.625%/15 year one. Awesome rates! Better than what we had refinanced on our last home. We still have to decide the length of our loan. We really wanted to do a 15 year because you save so much in interest, but there are so many unknown expenses here, I think I feel safer doing a 30. Maybe, maybe a 20, but probably 30 is the safest route to have a little extra cash free that we can either apply to the principle, use for schooling costs, retirement, etc.
I'll let ya know how things go Thursday! I'm hoping nothing major comes up because we know the sellers already have to bring money to the closing. I'm not sure they would want to negotiate the price down too much or fix anything. Time will tell if we move forward or walk away.
They countered with a slight change in the closing date and wanting to remain in the home for a few days after closing, so they could get their things moved out. We could have not accepted the counter and walked at that point, which is really what I wanted to do. Just run away from it all and go back into my little quiet, happy place that doesn't require any more change. DH and I had a few intense conversations, and we finally agreed to move forward, with the agreement that we would walk if too many things came up from the inspection.
I actually came to the realization that I needed to trust my husband more (and God, too) and not be the one to always call the shots or us constantly doing things in my timing or according to my comfort level. I was feeling extremely uncomfortable with the fast timing of everything, but I realized my discomfort was due to me not being in control (I am a control freak). And sometimes it's ok to not be in control because it means I need to trust more and not rely on my own devices as much. And that is a good thing to practice...trusting God and others more.
After I made those observations of myself, and after DH and I talked, I finally felt at peace about the whole house situation. What a relief that was. I had so much anxiety covering those few days, I didn't know what to do. Things didn't feel right; I didn't feel right, yet wasn't sure why or how to proceed.
I went from waking up that first morning after our offer was put in hoping that they didn't accept it to starting to get excited that things will work out. I'm actually starting to be able to see us living in that home. That makes me excited but also nervous now because it means I'll be disappointed if we have to walk away from the deal.
Our home inspection is on Thursday. We're also having a roofer come out, someone with pest control, and a land survey done. All of our loan documents are already to the lender and we locked into a 3.375%/30 year mortgage or 2.625%/15 year one. Awesome rates! Better than what we had refinanced on our last home. We still have to decide the length of our loan. We really wanted to do a 15 year because you save so much in interest, but there are so many unknown expenses here, I think I feel safer doing a 30. Maybe, maybe a 20, but probably 30 is the safest route to have a little extra cash free that we can either apply to the principle, use for schooling costs, retirement, etc.
I'll let ya know how things go Thursday! I'm hoping nothing major comes up because we know the sellers already have to bring money to the closing. I'm not sure they would want to negotiate the price down too much or fix anything. Time will tell if we move forward or walk away.
Yeah! Can't wait to see pics of your new place!
ReplyDeleteYay!!!! Now breathe!!!! Hope things go smoothly as can be... :)
ReplyDeleteCongrats! Hope all continues to go smoothly for you!
ReplyDeletehow exciting! congrats!
ReplyDeleteI'm so excited for you!
ReplyDeleteI've started backwards & read the newest posts first (oops!), but I know what you mean about being a control freak with the finances, decisions, etc. It is hard to do different.
ReplyDelete